Financial Advisory
See cash clearly and decide with confidence.
Cash-flow planning, budgets, forecasts and scenarios that turn a financial question into a clear decision.
Who it is for: Founders, owners and finance leads planning growth, managing tight cash or preparing to raise funding.
Sound familiar?
The problems we solve.
- Profitable on paper but short of cash
- No budget, or a budget nobody uses
- Growth decisions based on instinct rather than numbers
- Lenders or investors asking for forecasts you do not have
What HMG handles
Handled for you, end to end.
Cash-flow planning
A rolling 13-week forecast that shows pressure points early.
Budgeting
An annual budget built with your team and reviewed quarterly.
Financial forecasts
Profit, cash and balance-sheet forecasts for planning and funding.
Scenario modelling
Steady, strong and slow cases so you know what triggers each decision.
Management reporting
A concise monthly pack focused on the few numbers that matter.
Growth decisions
Hiring, pricing, expansion and financing choices tested before you commit.
Expected outcomes
What changes for your business.
- Earlier sight of likely cash shortfalls
- A budget the team can work with
- Key decisions tested against scenarios
- Forecasts prepared for lender and investor discussions
How we engage
Step 1 of 4: Send an enquiry
Tell us briefly what you need — by form, phone or WhatsApp.
Step 2 of 4: HMG reviews your needs
We look at your situation and any urgent deadlines before we call.
Step 3 of 4: Speak with a consultant
A focused conversation with an HMG consultant about your business.
Step 4 of 4: Receive clear next steps
What to do, who does it and by when, agreed with you.
What to prepare
Having these ready helps us scope the work. Share what you have — we will help with the rest.
- Recent management accounts or bank statements
- Current budget, if any
- Known upcoming payments and receipts
- The decision or plan you are weighing up
FAQs
Common questions.
Have a different question? Ask us on WhatsApp or by phone.
What is a 13-week cash-flow forecast?
A week-by-week view of the cash you expect to receive and pay over the next quarter. It shows pressure points early, while there are still options.
Can you help us prepare for a loan or investment?
Yes. We prepare forecasts, budgets and supporting schedules, and help you explain the numbers clearly to lenders or investors.
Is financial advisory only for large companies?
No. Smaller businesses often benefit most, because a single cash squeeze has a bigger impact.
Related insights
Further reading.
The 13-week cash view: a founder's early-warning system
Profit does not pay suppliers; cash does. A simple rolling forecast shows the squeeze weeks before it arrives.
Read articleGrowth planning: know your margins before you scale
Scaling a thin-margin product simply scales the problem. How to test the economics before you commit.
Read articleTax planning works best before the year ends
Planning is about timing and structure, not loopholes. Three conversations to have with your advisor each year.
Read article
Ready to talk about Financial Advisory?
Tell us what you are dealing with. An HMG consultant will get back to you during working hours to agree the next step.